Level funding can make it easy for you to move from a fully insured plan to a self-funded program.
Designed for companies with 50 to 350 employees, the HNAS Simplified Funding Solution allows you to limit the impact of state benefit mandates and new insurance tax charges, while duplicating current benefits and keeping monthly payments consistent.
- Competitive rates versus fully insured products
- Access to monthly claims reporting, analytical data, predictive modeling, and benchmarking
- One monthly bill includes fixed claims costs
- All unused claim dollars are refunded within 90 days after the close of the contract period
- Better management of your high-dollar claimants via effective cost-containment programs
- ERISA-qualified, so you can tailor your benefits and avoid some of the Affordable Care Act-associated fees and taxes